As you answer the following questions, please be sure to keep your family’s needs in mind.
Healthcare Network Options:
In Our Network:
We have a Preferred Provider Organization (PPO),which means that we have a network of providers who agree to accept our allowance as payment in full for their services.
Outside Our Network:
If you visit a Non-preferred provider for covered services, if you have Standard Option we will still pay for a portion of the services; however, your total out-of-pocket costs could be significantly higher than if you use a Preferred provider.